The simple guide to GOOD debt

If you are like almost everyone in the United States, your first chance to use debt was to buy something that made you poorer. It might have been a car loan, some nice meals charged to your credit card, a mortgage on your home, or even a college education. InRead More

The best way to determine your bond allocation

Academic investing theory from financial experts like to promote having 30% to 40% of your investments in bond funds. This ensures that a substantial portion of your wealth will have a relatively stable value, while still having a little bit of growth. Like a poncho that can be worn byRead More

The Popular Investment Strategy That Traps You In Your Job

You took a chance with a big part of your investment portfolio . . . and now you have to delay retirement to make back the money.

So many of us shudder to think about having to go back to work for an extra year or more because our nest egg took a big loss. Imagine, then, using an investment strategy that guarantees that you need to work not just 1 year, but 25 years. Ouch!